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6 Ways To Choose Your Own Home Business
Deciding to work from home can be a good decision or a bad one. It depends of your attitude and your love for business. If you really make the decision to start a home business you have made the first step to succeed. But now the question is: "...
Finding the Online Homeowner Loans You Want
Online homeowner loans have been growing in popularity in recent years, blossoming into a new industry of online lenders and new opportunities for homeowners who find themselves needing additional money but not wanting to pay an exceptional amount...
Groupware Finds Home in American Business: Collaboration Tool Analysis
What is Groupware? Have you ever had to manage document collaboration in a hurry? No need to be ashamed if you said "yes." Virtually every American business has experienced moments of ad hoc team collaboration . In other words, the ideal...
How To Start A Home Based Business
Knowing how to start a home based business is the first step to actually creating your own home based business. Do you know how to start a home based business? No? Then read on to learn more. Starting a home based business can be as...
How to Start a Home-based Service Business for under $200?
Many people are not satisfied with their 5-9 day jobs. They felt that their talent aren't fully utilized. They stick with the jobs for financial reasons other than fulfillment of lifetime dreams. Instead of complaining how dump your bosses are...
 
Get a Home-based Business Loan without a Business Plan

The phenomenal emergence of home-based business ownership has been astounding. The Small Business Administration (SBA) projects that by 2007, there will be over 2 million small business firms.

Trends indicate that entrepreneurship is quickly becoming a fabric in American cultural. Yet, while there are many opportunities for securing personal wealth through business ownership, access to capital continues to be a hurdle for most start-up companies.

Thanks to a new small business initiative, the hurdle has become a little less painful. Through the SBA CommunityExpress loan program, start-ups and existing businesses alike can apply for a "Small Office/Home Office" (So-Ho) loan without a business plan.

Loan amounts are available for $5,000, $10,000 and even $15,000 and no business plan is required. This may not seem like much


to some business owners, but the most successful companies have started out by getting micro-loans. In fact, the SBA cited that most homebased businesses required $10,000 or less to get started. Examples of companies that started with less that $25,000 include Ben & Jerry's, Fedex and Tom's of Maine toothpaste.

It doesn't matter if you want to start a daycare center, desktop publishing firm, or barbershop. These mega success stories are a constant reminder that small beginnings can indeed lead to greater rewards.

About the Author

Karen L. Hardy, holds a M.S. in Business Administration. She is a certified business finance consultant, real estate investor, entrepreneur and author of the book "Destiny Dreams Decisions: Empowering Women for Success." Visit her site http://www.destinycapitalfunding.com to apply for the loan.